Hart’s Pawn Shop understands that anyone can suffer from cash flow issues, and we are here to help. The process of obtaining a short-term collateral loan from Hart’s Pawn Shop is simple, dignified and absolutely seamless. All transactions are conducted in privately with trained and knowledgeable staff. The loan amount will be based upon the pawn brokers determination of the value of your collateral. Once the loan amount is mutually agreed upon, a loan contract will be prepared for your signature, in accordance with California State laws. After you execute the loan contract, you will then be given the amount agreed on the spot, as there are absolutely no upfront costs or hidden fees. All items held as collateral will be stored in a safe and secured location.
Per California State laws, you will receive a notice mailed to the address you’ve provided on the loan contract informing you of the maturity date, by which either you can pay the interest owed and renew your loan for an additional four months or pay off your loan and redeem your collateral. Please remember to bring your GIA certificates for any diamonds or colored stones, your box and papers for any watches, and provenance for any memorabilia or artwork.